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Types of Travel Insurance Cover 

Cover That's Just Right

We make it easy for you to get travel insurance that is perfect for your specific needs. We a wide variety of plans and customisation options, including:

Now go and select the right plan for you. We look forward to providing you with great cover & superior service.

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Options (Product Disclosure Statement)

Our most popular plan, Options provide the highest level of travel insurance, including unlimited cover for emergency medical and dental expenses, as well as protection for trip cancellation, loss or theft of luggage and travel documents, and much more. For maximum peace of mind, choose Options. 

Featured Benefits (International)

Medical and Dental Expenses

If you suffer an injury, sickness, disease or require emergency dental treatement.

 $Unlimited
Additional Expenses

Additional expenses for accommodation or transport as a result of certain events.

 $Unlimited
Amendment Or Cancellation Costs

If due to circumstances outside of your control you have to cancel or amend your journey.

 Cover Chosen
Luggage and Travel Documents

Lost, stolen or damaged luggage or personal effects.

 $25,000
Cameras and Video Cameras

Luggage and Travel Documents

 $3,000
Laptop Computers

Cameras and Video Cameras

 $3,000
Other Items

If you make a claim under the luggage section the single item limit is the most we will pay for any one item, set or pair of items including attached or unattached accessories.

 $1,500
Delayed Luggage Allowance

Delayed luggage by a transport provider for more than 24 hours during your trip.

 $1,500
Money

Accidently lost or stolen money from your person.

 $500
Rental Car Insurance Excess

Cover for the excess you become liable to pay as a result of damage to, or theft of, a rental car.

 $4,000
Travel Delay

Additional transport expenses if delayed for over 6 hours.

 $2,000
Resumption of Journey

Cover to return return overseas if you had to return to New Zealand due to ill health or a relative in New Zealand.

 $5,000
Hospital Incidentals

Miscellanious hospital expenses per night if hospitalised overseas for at least 48hours.

 $8,000
Hijacking

If a pre-booked aircraft or sea vessel in which you are travelling is hijacked.

 $8,000
Loss of Income

If due to an injury sustained during your journey, you are unable to return to your work in New Zealand.

 $9,000
Disability

If due to an injury you sustain on your journey, you suffer ttal loss in one or both eyes or total loss of a limb.

 $15,000
Accidental Death

If you die due to an injury sustained during your journey.

 $15,000
Legal Expenses

Cover for your reasonable legal expenses if You are falsely arrested or wrongfully detained by any Government or Foreign Power

 $10,000
Personal Liability

If as a result of your negligent act you become legally liable to pay compensation in respect to damage caused to someone else's property or the injury or death of someone else.

 $2,500,000
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Essentials (Product Disclosure Statement)

Budget travel insurance that still provides quality cover, Essentials is perfect for backpackers, students, and anyone who needs more affordable travel insurance cover. Benefits include overseas medical and dental, trip cancellation and much more. 

Featured Benefits (International)

Medical and Dental Expenses

If you suffer an injury, sickness, disease or require emergency dental treatement.

 $7,500,000
Additional Expenses

Additional expenses for accommodation or transport as a result of certain events.

 $750,000
Amendment Or Cancellation Costs

If due to circumstances outside of your contyrol you hve to cancel or amend your journey.

 Cover Chosen
Luggage and Travel Documents

Lost, stolen or damaged luggage or personal effects.

 $4,000
Cameras and Video Cameras

Cameras and Video Cameras

 $750
Laptop Computers

Laptop Computers

 $750
Other Items

If you make a claim under the luggage section the single item limit is the most we will pay for any one item, set or pair of items including attached or unattached accessories.

 $750
Delayed Luggage Allowance

Delayed luggage by a transport provider for more than 24 hours during your trip.

 $500
Money

Accidently lost or stolen money from your person.

 $250
Rental Car Insurance Excess

Cover for the excess you become liable to pay as a result of damage to, or theft of, a rental car.

 $Nil
Travel Delay

Additional transport expenses if delayed for over 6 hours.

 $1,000
Hijacking

If a pre-booked aircraft or sea vessel in which you are travelling is hijacked.

 $2,000
Loss of Income

If a pre-booked aircraft or sea vessel in which you are travelling is hijacked.

 $4,500
Disability

If due to an injury you sustain on your journey, you suffer ttal loss in one or both eyes or total loss of a limb.

 $5,000
Accidental Death

If you die due to an injury sustained during your journey.

 $5,000
Personal Liability

If as a result of your negligent act you become legally liable to pay compensation in respect to damage caused to someone else's property or the injury or death of someone else.

 $2,500,000
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