Home / Travel Insurance / Business Travel Insurance

Travel Cover: Business Travel Insurance

Business travellers

Business Travel Insurance

If you plan to take several trips a year, our Business Plan travel insurance policy could save you time and money.


Just one Annual Multi-Trip (AMT) policy option per traveller covers multiple trips for business travel (and up to six weeks leisure travel) per annum.

Plus, whether you’re travelling domestically for business, meeting with international clients across the globe, or taking some time off with your family, you’re covered for multiple trips up to the duration selected (as long as your destination is more than 100 km from your home).

Call 0800 500 225 to talk with our travel insurance experts to see how much you can save with our annual Business Plan travel insurance policies or email us for a quote: [email protected]

The Business Plan travel insurance policy includes cover for:

  • Medical and Dental Expenses
  • Amendment or Cancellation Costs
  • Luggage and Travel Documents
  • Delayed Luggage Allowance
  • Money (that is lost or stolen from on your person)
  • Rental Vehicle Insurance Excess
  • Travel Delay
  • Alternative Staff
  • Limited COVID-19 Benefits

The following extra benefits are also included in this policy:

  • Resumption of Journey
  • Hospital Incidentals
  • Hijacking
  • Loss of Income
  • Disability
  • Accidental Death
  • Legal Expenses
  • Personal Liability

View the full Business Plan travel insurance benefits and Policy Wording.

Flexible trip lengths

  • Cover-More offers flexible plans that give you coverage for trip durations of 30, 60, or 90 days. if you choose a business AMT policy option and want to take a holiday during the year, there’s no need to buy another policy.

24/7 Emergency Assistance included

  • Every Cover-More plan comes with our round-the-clock, Australia-based Emergency Assistance.

Adventure activities

  • The following activities are automatically covered: abseiling, hot air ballooning, bungee jumping, paragliding, parasailing, and white water rafting (Note: Subject to the ordinary terms of cover. For a full list of adventure activities we automatically cover, please contact our Customer Service team).
  • For cover relating to snow skiing, snowboarding, snowmobiling, and motorcycle/ moped riding - please read the full Policy Wording. 

Unparalleled Customer Service

  • Our Cover-More Customer Service team is available, online, and over the phone to provide you with assistance.

Change your mind?

  • If you are not completely satisfied with your travel insurance policy for any reason and wish to cancel, you will be given a full refund by the providing agent.
  • You are entitled to this refund as long as you:  
    - are not making a claim under the policy  
    - are not cancelling after the commencement of the journey  
    - cancel the policy within 21 calendar days from the time of issue

Full details and conditions

Working holiday cover

  • Working holidays overseas (New Zealand residents)
    Planning on a taking a gap year or going on a working holiday overseas?
    Our Options travel insurance policy offers benefits such as cover for medical and dental expenses, luggage and travel documents, amendment or cancellation costs, travel delay, and even cover for personal liability.
    See our Options travel insurance Policy Wording  for all benefits.  
  • Working holidays overseas (non-New Zealand residents)
    Are you visiting New Zealand and planning on a working holiday in New Zealand?
    Our Options travel insurance policy offers up to 12-months cover whilst in New Zealand. One of the unique benefits includes cover for claims arising from manual labour (many other travel insurance policies exclude manual labour).  

A limit to the duration of each trip applies. You can choose this limit. The longer the maximum trip duration you choose, the higher your premium will be.

No matter what travel insurance policy you purchase, be sure to read our Policy Wording for details of the cover provided. It is important to understand the benefits, and terms and conditions of your travel insurance.