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Cover-More Policy Wording Documents

Read our Policy Wording documents to discover if our travel insurance is right for you

The information contained in the below Policy Wording documents will help you understand if we can provide appropriate travel insurance options for you and your travel needs.

Please download the relevant Cover-More travel insurance Policy Wording documents in PDF format for the plan/s you’re considering and read them carefully. This will help you make an informed decision about whether to buy a travel insurance policy from us. If you require further clarity, you can contact us to discuss further.

If you find a suitable plan, you can either get a quote and purchase a policy online (Options and Essentials Plans only) or call (0800) 500 225 during business hours to purchase a policy over the phone.

 
 

Policies issued on or after 27 July 2022:

Options Plan: Our premium plan (web policy)

This is our mid-tier travel insurance plan, which includes extensive benefits and coverage levels to help provide you with extra peace of mind. 

It is suitable for international, domestic, and inbound travellers, and is available on both Single Trip and Annual Multi-Trip policies.

It includes limited COVID-19 benefits on Single Trip and Annual Multi-Trip policies.

It is available to purchase online via our covermore.co.nz website.

Essentials Plan: Our budget plan (web policy)

This is our international travel insurance plan for those looking for appropriate cover at a lower price point. It is popular with students, backpackers, or travellers on a budget.

It is available on both Single Trip and Annual Multi-Trip policies.

It does not contain COVID-19 benefits.

It is available to purchase online via our covermore.co.nz website.

Your Cover* Plan: Our comprehensive plan (phone policy)

This is our most comprehensive travel insurance plan with a range of key benefits and options to vary your cover.

Its International, Inbound and Domestic Plans offer both Single Trip and Annual Multi-Trip policies. (The Domestic Cancellation Plan is available on Single Trip policies only.)

IIt includes limited COVID-19 benefits on Single Trip and Annual Multi-Trip policies.

It is available for purchase via our Customer Service team, who can be contacted on (0800) 500 225. It is not available to purchase online.

Essentials* Plan: Our budget plan (phone policy)

This is our international travel insurance plan that’s popular with students, backpackers, and people travelling on a budget.

It does not contain COVID-19 benefits.

It is available for purchase via our Customer Service team on (0800) 500 225. It is not available to purchase online.

Business* Plan: Our plan for individual travellers

This is our quality travel insurance for business travellers up to 74 years of age who travel multiple times per year.

It covers business travellers for an unlimited number of trips more than 100km from home, throughout the year, and includes up to six weeks of leisure travel coverage per year.

It includes limited COVID-19 benefits.

It is available for purchase via our Customer Service team. It is not available to purchase online.

To get a quote, please complete the enrolment form in the policy wording document and email it to [email protected].

 

Policies issued between 27 April and 26 July 2022:

 

Policies issued between 9 February and 26 April 2022:

 

Policies issued between 9 December 2020 and 8 February 2022:

 

Policies issued between 27 October 2020 and 8 December 2020:

 

Policies issued between 10 September 2020 and 26 October 2020:

 

Policies issued between 1 June 2017 and 9 September 2020:

 

To obtain a copy of the Policy Wording for policies issued prior to 1 June 2017 – or to ask any general travel insurance cover questions – please contact our team on (0800) 500 225.

 

   Ready to protect your journey?

Choose the best Cover-More travel insurance plan for you and your trip now.

 
 
 

*Currently, our Your Cover, Essentials (Phone), and Business Plans are only available through our agents or by calling our Customer Service on 0800 500 225.

Limits, sub-limits, conditions, and exclusions apply. Insurance administered by Cover-More (NZ) Ltd, underwritten and issued by Zurich Australian Insurance Limited (ZAIL) incorporated in Australia, ABN 13 000 296 640, trading as Zurich New Zealand. Consider the Policy Brochure and wording therein before deciding to buy this product. For further information see Zurich New Zealand’s financial strength rating. © 2022 Cover-More Ltd.