Luggage and travel documents
We offer up to $25,000^ for luggage and travel documents in our premium international plan. Cover items like cameras, laptops and mobile phones.
We offer up to $25,000^ for luggage and travel documents in our premium international plan. Cover items like cameras, laptops and mobile phones.
Feeling sick overseas? If you need to visit a hospital on your trip, we provide Unlimited cover+* for medical and dental expenses. We also provide medical evacuation and repatriation if needed.
Our policy holders have 24/7 access to our emergency assistance team. They’re here to help ensure you are safe, well, and can keep travelling.
We automatically include coverage for travel delay of over 6 hours, up to $2,000. For cancellation cover you can customise your policy by selecting an amount that suits your needs.
Cover-More NZ customers have access to our bonus Travel GP service free of charge. If you’re feeling ill and need to talk to a doctor we can put you in touch with an Australian-based doctor via telemedicine.
If you’re hiring a car you’re automatically covered by our premium policy for up to $10,000 for rental car insurance excess. So if you’re involved in an accident your out of pocket expenses won’t be so high.
A trip of a lifetime overseas can be costly and sometimes scary if you have to visit a foreign hospital. Our 24/7 emergency assistance team is there to help policyholders navigate foreign hospitals, and to organise payment for medical services. A case of gastro in the USA once cost over $100,000.
We can cover a range of existing medical conditions. There are 36 already included in our policies, and all other existing medical conditions are considered. Simply get a quote and fill in an EMC survey to find out if you’re eligible for cover.
Our travel insurance policies automatically include cover for cruise ship related claims. Any injuries or accidents onboard the ship aren’t covered by ACC, and ACC won’t cover the cost of transporting you home. That’s where travel insurance comes in.
Travel frequently? Purchase a 30 day annual multi-trip policy and you won’t have to organise a policy every time you travel. Annual Multi Trips are ideal for travel enthusiasts who expect to take a few trips a year.
If you’re travelling in New Zealand and more than 250km from your home, then you can purchase a domestic policy. These are great for covering lost baggage, rental car excess, and some medical expenses.
Celebrate the golden years and travel the globe. It’s time to ticket items off that bucket list. Existing medical assessments will help provide that peace of mind that you’re covered.
Love the outdoors and adventure? Our policies include a number of adventure sports including jet skiing, parasailing, snorkelling, and more. Adventure sport accidents can be painful. Protect yourself and your finances.
Looking to save on travel insurance so you can spend more on your trip? Make sure you have a look at our Essentials Plan, providing great cover at an affordable price.
Add the Winter Sports extra to your policy to cover your ski and snowboarding adventures. Make sure you’re on-piste, not racing, and not participating as a professional - and we can provide cover.
Everyone hopes that their trip goes smoothly, sometimes that isn’t always the case. From skiing accidents in Vancouver to insect bites in Thailand, travel insurance can help protect you from the unexpected. Our 24/7 Medical Assistance team are there to help with emergencies while on your trip, and our Claims team are available to help process your claims. We encourage our customers to read the Policy Document before purchasing a policy to ensure you know what you’ve got cover for. Read more about why you should consider travel insurance.
Senka contracted Dengue fever in Bali, Indonesia and spent five days in hospital.
"When I was in hospital I spoke to Cover-More every day, and because I was in Bali on my own that was so reassuring."
Diane’s father, John, fractured his hip on holiday in Australia and required surgery.
"Cover-More has been absolutely fantastic, I cannot fault them. They were in touch with me every day and they checked up on us to make sure dad was OK."
Tom suffered a stroke on the first day of his holidays on the Cook Islands and had to be repatriated home.
"With all the help and care that I got, I’ve really dodged a bullet, and I couldn’t ask for anything more."
*Medical cover will not exceed 12 months from onset. Medical and dental expenses cover is limited to $1,500 for treatment provided in New Zealand. This $1,500 sub-limit does not apply to Plan I, Inbound area.
+For customers 70 years or over reduced maximum limits may apply. Limits will be shown on the Certificate of Insurance.
~Money back guarantee available when you cancel your policy within 15 working days of purchase and you have not made a claim or departed on your journey.
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