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couple on moped

Motorcycle Travel Insurance Cover for Your Next Trip

Whether it’s through the crowded streets of Vietnam, or the timeless architecture of Rome, riding a motorcycle can be one of the best ways to experience a new country. Learn more about travel insurance with motorcycle cover.

Travel insurance with motorcycle and moped cover included

Did you know our travel insurance policies automatically cover you if you decide to ride a motorbike or moped on your next holiday? You do not need to buy additional coverage with either our Options Plan or Essentials Plan. However, there are certain eligibility criteria that apply.

You will only be protected if:

  • Whilst in control of a motorcycle or moped, you hold a valid New Zealand motorcycle licence or New Zealand motor vehicle driver's licence
  • You hold a licence valid in the relevant country
  • The engine capacity is 250cc or less
  • You are wearing a helmet
  • You are not participating in a professional capacity
  • You are not racing.

If you decide to be a pillion (the seat behind the main motorbike seat) passenger, the driver of the bike must have a valid driver’s license for you to be covered.

Keep in mind there is no cover for personal liability if you are in an accident and there is damage to third-party property, another person, or the moped/motorbike itself. Please read our Policy Wording for a full list of eligibility criteria and to understand the terms and conditions, limitations, and exclusions that apply.

Get a free quote online today.

Why do I need motorcycle travel insurance cover?

When you are abroad, road rules are different and traffic can be chaotic, so it’s important to exercise precaution when necessary. Even if you are a seasoned rider, having as motorcycle accident can result in costly medical bills and bad memories of your trip. That said, riding a motorbike or a moped can be a great way to experience a country. It can often be the quickest and the most efficient way to get around.

While we can't protect you from an accident occurring, we can be there if one happens. As a Cover-More customer, you will have access to 24/7 Emergency Assistance team to provide you with support when you need it.

Our friendly team can help you find nearby medical facilities to seek treatment, among a range of other services including:

  • help finding an English speaking doctor while travelling
  • help for lost or stolen passports or travel documents
  • local legal help.

If you are admitted to hospital and/or anticipate your expenses will be more than $2,000, call us immediately on +61 2 8907 5240 or click here.

motorcycle handle bars

How do I purchase travel insurance with motorcycle cover?

If you are considering purchasing travel insurance with motorcycle or moped cover, simply select a policy online or by calling our team on (0800) 500 225. Remember motorbike travel insurance is already included in both our Options Plan and Essentials Plan.

Buying travel insurance online:

  • Fill in your travel details in the quote box and click ‘Get Quote’. You will need to let us know who you are travelling with, where you are going, and when you will leave/return from your trip.
  • On the next page, you will be able to select options to vary your cover, including Snow Sports Cover and limits for how much your luggage is worth. You can also adjust your cancellation cover and select your excess amount on this page. Keep in mind the cost of your cover may adjust to reflect the extras you choose.
  • Click ‘Continue’ to fill in the remainder of your details. If you have any existing medical conditions, you can complete a short medical assessment to see if cover is available for you.
  • Finalise your travel insurance policy and get ready to experience a whole new way of travelling - by bike!

Choose your cover

Every trip is different, and we know that – this is why you can choose your level of travel insurance to fit your needs. You can adjust the excess amount to suit your budget and increase luggage limits if you are travelling with valuable items. At Cover-More, we also give you the option to select the cancellation cover you want, so you can protect the cost of your trip and any prepaid deposits. Did you know you can also include our Snow Sports Cover in your policy? Get a free quote online to see how affordable it can be.

motorcycling in the mountains

Best motorcycle rides around the world

If you’re an avid motorcyclist and want to see the world by hitting the road, check out these amazing rides as inspiration for your next trip. From glorious views to incredible roads, you’ll be making memories to last a lifetime.

Pacific Coast Highway, California

There is a good chance you have seen this road in a movie or two –and not just because it's close to Hollywood. Winding up the coast of sunny California, this road trip is iconic. You’ll find dominating cliffs, palm trees galore, and waves that will have you wishing your bike could carry a surfboard. Make sure you catch a classic Californian sunset and you've got yourself the experience of a lifetime.

Pyrenees Loop, France and Spain

If you like motorbikes, twisting roads, and stunning views - the Pyrenees Loop has plenty of them. It is highly regarded as one of the best places to ride. Not for a beginner rider, these mountains require skill and experience. Be prepared to stop a lot - not for traffic, there is barely any - but to whip out your camera. It’s a truly stunning ride not to be looked over.

Hāna Highway, Hawaii

The short but sweet Hāna Highway makes up a 103 km stretch of road, connecting Kahului and Hāna in East Maui.  It is another twisting ride with many hair-pin turns, where the highway hugs the coast and the drive can be broken up to stop at one of the many waterfalls along the way. This scenic road offers unparalleled natural beauty. While you may enjoy the challenging turns that make for an exhilarating run, the scenery will be something you won’t forget.  

Great Ocean Road, Melbourne, Australia

Arguably Australia's most famous road, the Great Ocean Road is 243 km of coastal highway. You could do it in one day, or stretch it out to be a five or six day adventure. As a popular road trip destination, you’ll find eateries all along the coast and plenty of pretty places to stop and stretch your legs. The Twelve Apostles are the main event, but the surrounding coastline is spectacular too.

Ceuta to Marrakesh loop, Spain and Morocco

A ride that will take you through a Mars-like desert into the bustling maze of Marrakesh souks. This is one for the adventurous-spirits among us. Starting in the Spanish city of Ceuta and ending in colourful Marrakesh, you will pass through the snow-capped Atlas Mountains - Fez and Rabat. It is one of the best ways to experience the shifting sands and bustling life of Morocco. For an extended adventure, ride back up to Spain to get some relaxing beach time.

Want more information?

Get in touch with us if you would like to discuss motorcycle travel insurance cover for your upcoming trip. Give our team a call on (0800) 500 225 or get a free quote online.