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New Zealand travel insurance

Cover-More has great domestic travel insurance for your next trip

Every year the Cover-More Group insures thousands of New Zealand travellers who know that there is no location too remote, exotic or busy for Cover-More to reach you when things go wrong.

Cover-More New Zealand employs doctors, nurses and case managers to make sure that if something does go wrong, there’s a familiar voice to talk you through what happens next. 

Cover-More New Zealand is the always dependable yet budget friendly domestic travel insurance choice for New Zealanders, as well as overseas visitors. 

Inbound travel insurance cover

Overseas residents travelling to New Zealand? 
We have inbound NZ travel insurance products and options to provide you the best solution to your travel needs. Read the policy wording to find the best policy for you. 

Get a quote

Domestic New Zealand travel insurance

Are you a Kiwi holidaying locally?
Cover-More has designed travel insurance to protect New Zealand travellers no matter where you go - whether it's locally in New Zealand or a short business trip to Australia, a long holiday trip abroad. 

Cover-More New Zealand has several NZ travel insurance options for you to consider: choose from multi-trip policies, single trip policies or one-way insurance.

As a Kiwi, you know that Wellington is built on a fault line; you’ve done emergency drills just in case something unlikely – big or small – happens. It’s the same with travel insurance: a little preparation and protection in the case of the unlikely.

If you are holidaying in New Zealand, consider a New Zealand travel policy that will help you in the case of travel delay or illness because of weather, illness, natural disaster or even hire car issues.

Cover-More has domestic travel insurance policies ranging from the essential to the comprehensive. Read the policy wording to find the best policy for you. 

Get a quote on Cover-More domestic travel insurance for your next trip within New Zealand.

Business Travel and Working Holiday cover

  • Working Holidays overseas (New Zealand residents)
    Planning on a taking a gap year or going on a working holiday overseas?
    Our Options travel insurance policy offers benefits such as cover for Medical and dental expenses, Luggage and travel documents, Amendment or cancellation costs, Travel delay and even cover for personal liability.
    See our Options Travel Insurance policy wording for all benefits.
  • Working Holidays overseas (non-New Zealand residents)
    Are you visiting New Zealand and planning on a working holiday in New Zealand?
    Our Options Travel Insurance policy offers up to 12 months cover whilst in New Zealand. One of the unique benefits includes cover for claims arising from manual labour (many other travel insurance policies exclude manual labour).
  • International Business Travel (New Zealand residents)
    This policy is designed for annual multi-trips and is ideal for the frequent business traveller.
    This policy covers any number of trips where your destination is more than 250kms away from your home.

    A limit to the duration of each trip applies. You can choose this limit.
    The longer the maximum trip duration you choose, the higher your premium will be.


No matter what travel insurance policy you purchase, be sure to read our Policy Wording for details of the cover provided. It is important to understand the benefits, terms and conditions of your travel insurance.