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Travel Cover: Seniors Travel Cover


Seniors Travel Insurance Cover

Cover for senior travellers

At Cover-More, we offer worldwide travel insurance so it doesn't matter if you are staying domestic or going abroad, you have access to our 24/7 Emergency Assistance team to answer questions and support you if the worst happens.

To help stay healthy and active while on your holiday, we have collated helpful information for seniors looking to travel the world. Read our cover information below, and check our seniors travel insurance FAQs page for more information.

Quality travel insurance you can vary to suit your needs

The 'golden years' aren't meant for just sitting at home - it's time you can use to travel the world. So, what’s stopping you from booking your next great adventure? If you’re over 65 and want cover for your next adventure, get a quote online for travel insurance today.

Choose your policy

If you travel often, our Annual Multi-Trip (AMT) policies^ may be ideal for you. You can purchase 12 months’ cover for multiple trips of up to 30 days. For Domestic AMT policies, we cover journeys more than 100 km from home. If you are on a budget, you can choose from a variety of excess and cancellation levels to adjust your cover and premium. Get a quote online today and see how affordable protecting your next trip can be.

Do I need travel insurance as a senior?

There are several reasons why travel insurance is important and even more so for seniors. You may not be as fit and healthy as your used to be and medical costs overseas can be expensive. A trip to the hospital for gastro in New Zealand may be covered by the government healthcare or your private health insurance, but in the USA, it can cost you upwards of $100,000. The quickest way to ruin a trip is for you to come home with a big bill.

Your chances of robbery are increased too, with thieves commonly targeting older travellers. Make sure you and your belongings are protected on your trip with travel insurance.

Senior couple looking at map

What are the benefits of travel insurance as a senior?

Our plans offer these benefits popular with senior travellers:

  • 24/7 emergency medical and travel assistance
  • $Unlimited~ overseas medical expenses
  • Overseas emergency dental expenses
  • Luggage and personal effects benefits
  • Cover and assistance for if you lose travel documents, including credit cards and replacing traveller’s cheques
  • Travel delay expenses
  • Virtual Care – if your illness is suitable, get access to a virtual doctor's appointment while you’re overseas

Senior couple with champagne on boat

Do I need to include cruise cover in my policy?

Cruises are great for senior travellers. Visiting multiple locations from the comfort of a luxury liner makes for a relaxing holiday. Whether you’re planning a cruise to the Pacific Islands, a European river cruise, or sailing through the Caribbean, travel insurance can help protect your trip.

All our Cover-More New Zealand policies automatically include travel insurance cover for your cruise. However, make sure you disclose all your existing medical conditions to ensure you have the right cover.

Changed your mind?

When you purchase a policy with us, you’re covered by our cooling-off period**. If you change your mind and need to cancel within 21 calendar days of purchase, you can get a full refund. This is providing you haven’t departed on your journey and haven’t made a claim already.

Need more information?

What are you waiting for? Get out there and explore the world knowing we are there to support you on your travels. Get a quote online, or call us on 0800 500 225.

~ Cover will not exceed 12 months from onset of the illness, condition, or injury.

^ Policy availability subject to age, departure date, trip duration and area of travel. Policies may not be available to all travellers and limits may be applied to travellers over 70 years old.

* You can find a full list of automatically covered conditions in the Policy Wording of your chosen policy.

** Cooling-off period available if you cancel your policy within 21 calendar days (excluding public holidays) provided you have not departed on your journey or made a claim on your policy.

Limits, sub-limits, conditions and exclusions apply. Standard excess apply. Insurance administered by Cover-More Insurance Services Pty. Ltd. (ABN 95 003 114 145, AFSL 241713) on behalf of the product issuer Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). For further information see Zurich New Zealand's financial strength rating. Any advice provided is general advice only. Please consider your financial situation, needs and objectives and read the Combined FSG/PDS before deciding to buy this insurance. Visit www.covermore.com.au for a copy of the Target Market Determination for our products.