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Existing medical conditions

Travel insurance for existing medical conditions

Don’t let an existing medical condition keep you from travelling the world. Whether you are planning a trip in New Zealand or overseas, cover for existing medical conditions may be available with our travel insurance plans. Keep reading to learn more about this. 

How You can supplement Your cover

Adding Cover-More existing medical condition cover to your existing travel insurance policy is easy. We automatically cover many existing medical conditions, including:*

  • Acne
  • ADHD (Attention Deficit Hyperactivity Disorder)
  • Allergies
  • Anxiety
  • Asthma
  • Bell's palsy
  • Bunions
  • Carpal tunnel syndrome
  • Cataracts/glaucoma
  • Coeliac disease
  • Congenital blindness
  • Congenital deafness
  • Depression
  • Diabetes glucose intolerance
  • Ear gromments
  • Epilepsy
  • Gastric reflux
  • Gastric ulcer
  • Goitre
  • Graves' Disease
  • Gout
  • Hiatus Hernia
  • Hip / knee replacement
  • Hip resurfacing
  • Hypercholesterolaemia (high cholesterol) 
  • Hypertension (high blood pressure)
  • Menopause
  • Migraine
  • Peptic ulcer
  • Plantar Fascilitis
  • Pregnancy up until the 24th week (i.e. 23 weeks & 6 days)**
  • Raynaud's disease 
  • Skin cancer
  • Stenosing tenosynovitis (Trigger Finger)
  • Urinary incontinence
  • Underactive/overactive thyroid

In many cases, Cover-More can provide existing medical condition cover at no extra cost to you and with no assessment required. If You or Your travelling companion have existing medical conditions which are not all automatically covered, use Cover-More’s easy online assessment process to determine whether it is covered. Complete a quick online medical assessment to see if we cover your medical condition(s). We will work with You to provide You with options for Your travel insurance requirements.

If You suffer from a medical event after you purchase your policy but before you travel, please contact us by email or phone at 0800 500 225.

Get an existing medical condition travel insurance quote today.

*Some exclusions and conditions apply. For a full list of automatically-accepted conditions and the requirements for cover, please refer to the Existing Medical Conditions section of the relevant Policy brochure.

**Specific pregnancy exclusions apply. Please visit our pregnancy travel insurance page for more information.

Get a medical assessment