Benefits of travel insurance for international and domestic trips

Your loved ones can get a lump sum if an injury occurs while you’re travelling that leads to your death.

You can get help with unpredictable trip costs, like extra accommodation costs, if you get sick or injured.

You can include this if you want cover against unexpected changes messing with your plans before or during your trip.

You can get cover for unexpected costs if COVID-19 affects your trip.

You can have cover for essentials like toiletries and a change of clothes if your checked luggage is delayed more than 12 hours.

You can get some money if you have an accident on your trip that ends with you losing your site or the loss of a limb.

You get cover for your rental vehicle’s insurance excess (up to the policy limit), on our two comprehensive travel insurance plans.

You’ll get 24/7 access to our expert assistance team. We can help with medical and travel emergencies any time during your trip.

You may be able to get cover for your pre-existing medical conditions. and lean on us for support if you get sick while away.

You can get some money if you’re held hostage during a hijacking on public transport, such as a on a flight, in a vehicle, or on a ship while overseas.

You can get cover for some items you need during hospital stay overseas of 48 hours or more, such as in-room TV, food, and toiletries.

You can get cover for emergency medical and dental expenses while travelling in New Zealand if you’re a non-New Zealand resident visiting New Zealand and needing emergency treatment.

You can get money to cover your lost wages if you get injured or ill on your trip and are unable to go back to work for more than 15 days when you return from your trip.

You can get cover for lost or stolen money up to the policy limit if it is stolen while it’s on your person or locked in a safe during your trip.

You can get cover for the stuff you’ve packed and your passport and driver’s licence in case they’re lost, stolen or damaged on your trip.

You can get cover for extra costs for a hotel, meals, and a new ticket if you miss a connection because of delays or cancellations outside of your control.

You can get a benefit for emergency overseas medical and dental costs on all our international plans, so you can focus on getting better rather than paying medical bills (subject to claim approval).

You can get cover for some of the costs you have to pay if you accidently hurt someone or damage property while you’re travelling.

You can get help with covering your travel costs if you need to unexpectedly – and urgently – come home early from your trip for certain reasons.

You can get cover for your travel gadgets – like your phone, camera, and laptops – in case they get lost, stolen or broken while you’re travelling.

You can get cover for your hotel costs if your prepaid transport is unexpectedly delayed for six or more hours and you need a new place to stay for the night.